Managing Target-Date Funds.
Submitted by Financially In Tune on March 17th, 2017Philip Lee CFP®
I file this Wall Street Journal article, (How to Manage Your Target-Date Fund After Retirement) under "One Size Fits None." I've had conversations with my retiree clients on these very issues:
Are Target-Date funds overly simplistic? How or do I want to control the allocation?
Does the portfolio allocation consider your unique situation such as your marital status, desire to take on more or less risk?
Is the glide path appropriate? How does it integrate with pensions or social security?
And of course, be mindful of fees, always.
