by Philip Lee, CFP®
Credit Monitoring Options
• Request Credit Report
- To request your free credit reports, visit the central source for free on-line credit reporting at www.annualcreditreport.com. From that site, you can view a copy of your credit report from one or all of the bureaus. Or call toll-free (877) FACT-ACT to request your free annual disclosure from the agencies.
- Get a free copy of your credit report every 12 months from each credit reporting company. Consider staggering the requests for a free a credit report from each agency throughout the 12-month period